We have found a loophole that might help homeowners get back on track after they lose their homes. This loophole is called overage.
Overage is created after a property is sold at an auction for more than what is owed to the bank or the county. Leftover money that previous homeowners are entitled to.
Kristie Baker is the Founder and CEO of Heritage Surplus Solutions LLC. A proud Alabama native and combat Army Veteran, Kristie brings over 20 years of experience and leadership from the technology industry — along with a lifelong passion for serving her community.
As a single mother of two, dog lover, and aspiring author, she’s built her business on the values that define her: integrity, expertise, and care. Through Heritage Surplus Solutions, Kristie is dedicated to helping families reclaim what’s rightfully theirs and restore financial peace of mind.
At Heritage Surplus Solutions LLC, our mission is to serve our community with integrity, expertise, and care by helping individuals and families reclaim the financial resources that are rightfully theirs. We are a people-focused service provider committed to demystifying the asset recovery process and delivering compassionate, trustworthy support every step of the way. By empowering our clients with the knowledge and assistance they need, we aim to restore not just lost funds — but peace of mind and financial dignity
We understand that, for some of you, it’s not news that you are entitled to the leftover money after the property is foreclosed on and sold at an auction for more than what was owed to the lender or the county.
But we actually wanted to help you with going through this whole process.
We will find where your money is, we will submit the claim, prepare all the paperwork, hire attorneys for you, work on all the legal documents with all the government entities, make contacts with them, and keep you updated throughout the process.
Most importantly - we will get you your money back (if all goes as planned), and if we don’t succeed - you don’t owe us anything. We take all the risks.
Overage is created after a property is sold at an auction for more than what is owed to the bank or the county. Leftover money that previous homeowners are entitled to.
Our whole existence is dedicated to people like you! You didn’t deserve to lose your home… Let us, at least, help you have some money back, so you can start all over again… You deserve this chance! And there’s no risk...
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